Market Update : refinance adjustable ratehttp://lianethomas.point2agent.com/blogs/market_update/archive/tags/refinance+adjustable+rate/default.aspxTags: refinance adjustable rateenCommunityServer 2.1 SP1 (Debug Build: 61019.2)Changes in Home Loans May Affect Youhttp://lianethomas.point2agent.com/blogs/market_update/archive/2009/07/17/changes-in-home-loans-may-affect-you.aspxFri, 17 Jul 2009 22:37:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:496660Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/496660.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=496660<p>Starting July 30, 2009, if the APR on an initial Good Faith Estimate is no longer accurate (within a 0.125% range) at close of escrow, a lender must generally provide a residential borrower with a new disclosure and a three-day right to rescind before consummating the loan. REALTORS(R) are forewarned that, because of this new three-day waiting period, a lender&#39;s failure to timely provide corrected disclosures has the potential of delaying funding of the loan and close of escrow.</p><p>This new requirement is part of the Mortgage Disclosure Improvement Act (MDIA) implementing new loan procedures to protect borrowers and foster greater transparency in mortgage lending. For loan applications submitted on or after July 30, 2009, the new MDIA changes to the Truth In Lending Act are generally as follows:</p><p>- Applicability: The new MDIA rules pertain to federally-related mortgage loans covered under RESPA and secured by a consumer&#39;s dwelling. The rules apply to both purchase and refinance loans.</p><p>- Early Disclosures: A lender must provide a borrower with an initial Good Faith Estimate within three business days of receiving the borrower&#39;s written loan application as specified. For this provision, a &quot;business day&quot; is generally defined as a day on which the lender&#39;s offices are open for business.</p><p>- Upfront Fees Restriction: Neither a lender nor any other person may impose an upfront fee on the borrower (except for credit report) until the borrower has received the early disclosures in person or, if mailed, three business days after the early disclosures are mailed. For this rule, a &quot;business day&quot; is defined as all calendar days except Sundays and legal public holidays as specified.</p><p>- Seven-Day Waiting Period: A lender must wait seven business days after providing the early disclosures before consummating the loan. For purposes of this waiting period, a &quot;business day&quot;&nbsp;is defined as all calendar days except Sundays and federal legal holidays as specified. A borrower may waive the waiting period in writing in case of personal financial emergency, such as an imminent foreclosure sale.</p><p>- Re-disclosure Requirement: If the final Annual Percentage Rate (APR) at loan consummation varies more than 0.125% (or 1/8 of one percent) from the initial APR on the early disclosures of a regular transaction, the lender must provide the borrower with a corrected disclosure at least three business days before the loan is consummated. For purposes of this waiting period, a &quot;business day&quot; is defined as all calendar days except Sundays and federal legal holidays as specified.</p><p>- Three-Day Waiting Period: For corrected disclosures, a lender cannot consummate a loan until three business days after the borrower receives the corrected disclosure in person. If the corrected disclosure is mailed, the borrower is deemed to have received it three business days after it is placed in the mail. A borrower may waive this waiting period in writing in case of a bona fide personal financial emergency, such as an imminent foreclosure sale.</p><p>What does this mean to you? Let&#39;s say&nbsp;you go to&nbsp;sign&nbsp;loan docs, and find out that the interest rate or fees are higher than quoted. At that point, you are stuck because if you don&#39;t sign, you don&#39;t get the house, and you are&nbsp;supposed to be moved out of your apartment by the weekend. So you lump it and sign. These new laws will require the lender to notify you&nbsp;when the rate changs,&nbsp;so you won&#39;t get a&nbsp;nasty surprise.</p><p>Information provided&nbsp;to you by:</p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;">Liane Thomas, REALTOR&reg;, CDPE&copy;, Lic # 01704162</span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;">The Thomas Group, Keller Williams Realty</span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;">Serving </span><span style="font-size:10pt;font-family:Verdana;">Corona</span><span style="font-size:10pt;font-family:Verdana;">, </span><span style="font-size:10pt;font-family:Verdana;">Norco</span><span style="font-size:10pt;font-family:Verdana;">, </span><span style="font-size:10pt;font-family:Verdana;">Riverside</span><span style="font-size:10pt;font-family:Verdana;">, and surrounding communities</span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;">(951) 454-3805</span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;"><a href="http://www.freenorcohomesearch.com/">www.FreeNorcoHomeSearch.com</a></span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;"><a href="http://lianethomas.point2agent.com/photos/corona_california_homes_and_more/picture491724.aspx" target="_blank"><img border="0" height="87" src="http://lianethomas.point2agent.com/photos/corona_california_homes_and_more/images/491724/thumb.aspx" width="93" /></a></span></p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-size:10pt;font-family:Verdana;">&nbsp;</span></p><p>&nbsp;</p><p class="MsoNormal" style="margin:0in 0in 0pt;"><span style="font-family:Verdana;"><font size="3">&nbsp;</font></span></p><p>&nbsp;</p><p>&nbsp;</p><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=496660" width="1" height="1">Real EstateMarket ConditionsAnnouncementsFinancesBuyer Informationhome ratesHomes for salehome loan ratesbuy a homefinancingShort Salecorona ranchfirst time home buyerrefinancefixed paymentrefirefinance adjustable ratelow down paymenteasy qualifyingcoronapreforeclosurecorona home for salesouth coronacorona hillsgreen riverFHA oksold coronasold riversideeastvalecorona soldshort sale eastvaledos lagossold short saleshort sellhome affordable Refinance planunderwaterupside downobama recovery plancertified distressed property expertcorona realtorNew 90 Day Foreclosure Rule in Californiahttp://lianethomas.point2agent.com/blogs/market_update/archive/2009/06/17/new-90-day-foreclosure-rule-in-california.aspxThu, 18 Jun 2009 00:02:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:483800Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/483800.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=483800<p>Recent news headlines have caused confusion by mischaracterizing the new California Foreclosure Prevention Act as a 90-day moratorium and incorrectly stating that the lender must modify delinquent loans before it begins foreclosure. In reality, the foreclosure process for certain owner-occupied residential first trust deeds has been extended by 90 days, effective June 15, but an exemption is available for lenders with comprehensive loan<br />modification programs as defined by the Act.<br /><br />Under pre-existing law, a lender must wait three months after filing a notice of default before it can file a notice of sale. The new California Foreclosure Prevention Act extending that time frame by another 90 days may not have much practical impact.</p><p>So what does that mean to you? If you find yourself unable to make your monthly payment, first, call your loan servicer. The phone number should be on your payment coupons. Ask first for the Home Retention or Loan Modification Department. Then honestly explain your situation. Ask them to help you keep your home. Your loan servicer will not charge you for this service.</p><p>If you cannot get your loan modified, please call me. As a Certified Distressed Propery Expert, I can help you figure out what to do next. Foreclosure is not your only option. </p><p>Thanks,</p><p>Liane Thomas, REALTOR(R), e-PRO, CDPE<br />The Thomas Group, Keller Williams Realty<br />Serving Corona, Norco, Riverside and surrounding communities<br />www.AllCoronaHomes.com<br />www.FreeRiversideHomeSearch.com<br />951.454.3805<br />&nbsp;</p><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=483800" width="1" height="1">Market ConditionsAnnouncementsFinancesCommunity InformationClaremont VillageClaremont Real EstateClaremontHomes for saleClaremont homes for salesell a homefinancingShort Salecorona ranchcorona real estatecorona homes for saleriversidefixed paymentrefirefinance adjustable rateriverside real estateriverside home for salela sierra real estateforeclosurearlington real estatearlingtonla sierracorona short salehome for salecoronapreforeclosurecorona home for salesouth coronajurupa hillscorona hillsmckinleysierra del orogreen riverhuntington beachorange countyriverside short saletrilogyriverside real estatelake mathewsOrange County home for saletrilogy liferiverside Homes for salesold coronaoc closesold riversideorange county real estateeastvalehousing crisisuniversity heightsRiverside home for salecorona soldshort sale coronasell a home in Coronaeastvale real estateshort sale eastvalerealtor coronacalimesariverside home for salejurupa hills real estatedos lagossold short salemountain gatemountain gate heightsrealtorshort sellInterest Rate Snapshot December 3, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/12/03/interest-rate-snapshot-december-3-2007.aspxMon, 03 Dec 2007 14:31:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:221483Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/221483.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=221483<p><span class="oabox-title">Interest Rates are Falling! </span></p><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"><div style="padding-bottom:15px;text-align:center;align:middle;"><img alt="Arrow,Graph,Progress,Motion,Funky,Solution,Efficiency,Investment,depress,Recession,Economic Depression,Lowering,Low Section,Interest Rate,Currency,Loss,Psychiatrist,Growth,Decline,Small,Business,Action,Energy,Adventure,Reaching,Working,Red,Shiny,Reflection,Color Image,Bright,Fruit,Vegetable,Negative Image,Evil,Angle,Human Head,Acute Angle,Direction,South,raytraced,Moving Toward" height="127" src="http://www1.istockphoto.com/file_thumbview_approve/141437/2/istockphoto_141437_arrow_graph_down.jpg" style="width:239px;height:127px;border:#e1e1e1 1px solid;" width="239" /></div>30 Year Fixed&nbsp; 5.69%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.27%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.56%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.60%</div><div class="col1-even">5/1 Jumbo Arm 6.04%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy&nbsp;week! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=221483" width="1" height="1">FinancesBuyer Informationhome ratesinterest ratesfinancingfirst time home buyerrefinancerefirefinance adjustable rateeasy qualifyingInterest Rate Snapshot December 1, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/12/01/interest-rate-snapshot-december-1-2007.aspxSat, 01 Dec 2007 11:56:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:220732Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/220732.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=220732<table cellpadding="0" cellspacing="0"><tr><td><div class="BlogPostContent"><div class="BlogPostContent"><p><span class="oabox-title">Interest Rates are great for purchase and refinance!</span></p><p><span class="oabox-title">&nbsp;<a href="http://images.search.yahoo.com/search/images/view?back=http%3A%2F%2Fimages.search.yahoo.com%2Fsearch%2Fimages%3Fp%3Dmoney%26fr%3Dyfp-t-471%26toggle%3D1%26cop%3Dmss%26ei%3DUTF-8&amp;w=350&amp;h=281&amp;imgurl=www.gosfi.net%2Fimages%2Fmoney.jpg&amp;rurl=http%3A%2F%2Fblog.lide.cz%2Fkalioglou%2F2004%2F10%2F20%2F331&amp;size=12.7kB&amp;name=money.jpg&amp;p=money&amp;type=jpeg&amp;no=8&amp;tt=4,541,056&amp;oid=0e25b0c9f55304be&amp;ei=UTF-8"><img alt="Go to fullsize image" height="108" src="http://sp1.mm-a5.yimg.com/image/3308220007" title="http://blog.lide.cz/kalioglou/2004/10/20/331" width="135" /></a></span></p><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.73%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.31%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.46%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.62%</div><div class="col1-even">5/1 Jumbo Arm 6.04%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy weekend! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div></td></tr></table><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=220732" width="1" height="1">FinancesBuyer Informationhome ratesinterest rateshome loan ratesfinancingfirst time home buyerrefinancerefirefinance adjustable rateeasy qualifyingInterest Rate Snapshot November 20, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/11/20/interest-rate-snapshot-november-20-2007.aspxTue, 20 Nov 2007 13:22:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:216287Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/216287.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=216287<p><span class="oabox-title"><img height="549" src="http://www.mopocket.com/graphics/_J003358F_money_tree5.jpg" width="607" /></span></p><p><span class="oabox-title">Interest Rates are Falling! </span></p><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.91%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.47%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.52%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.58%</div><div class="col1-even">5/1 Jumbo Arm 5.99%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy Thanksgiving week! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=216287" width="1" height="1">Market ConditionsFinancesBuyer Informationhome rateshome loan ratesbuy a homefinancingfirst time home buyerrefinancefixed paymentrefirefinance adjustable rateeasy qualifyingInterest Rate Snapshot November 17,2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/11/17/interest-rate-snapshot-november-17-2007.aspxSat, 17 Nov 2007 12:24:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:215390Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/215390.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=215390<div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted November 17, 2007</span></h4><h4 class="BlogPostHeader"><span class="oabox-title"><img height="190" src="http://rds.yahoo.com/_ylt=A0Je5xcX3SFHRrEAFRqjzbkF/SIG=12ounqf9j/EXP=1193488023/**http%3A//www.childcares.com/indyrealty/images/interestratechartpic.jpg" width="172" /></span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">Interest Rates are Falling!</span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.91%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.50%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.58%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.56%</div><div class="col1-even">5/1 Jumbo Arm 6.02%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy weeked! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=215390" width="1" height="1">Real EstateFinancesBuyer Informationhome ratesinterest rateshome loan ratesbuy a homefinancingfirst time home buyerrefinancerefirefinance adjustable ratelow down paymenteasy qualifyingInterest Rate Snapshot November 9, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/11/09/interest-rate-snapshot-november-9-2007.aspxFri, 09 Nov 2007 14:34:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:211603Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/211603.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=211603<div id="_ctl0__ctl0_TaskRegion_Editor1__ctl51" style="display:block;"><h3 class="CommonSubTitle" id="_ctl0__ctl0_TaskRegion_Editor1_PreviewTitle">Interest Rate Snapshot November 9, 2007</h3><span id="loading" style="display:none;">Loading <img height="16" src="http://lianethomas.point2agent.com/utility/spinner.gif" width="16" /></span> <span id="_ctl0__ctl0_TaskRegion_Editor1_PreviewBody"><div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted November 9, 2007</span></h4><h4 class="BlogPostHeader"><span class="oabox-title"><img height="190" src="http://rds.yahoo.com/_ylt=A0Je5xcX3SFHRrEAFRqjzbkF/SIG=12ounqf9j/EXP=1193488023/**http%3A//www.childcares.com/indyrealty/images/interestratechartpic.jpg" width="172" /></span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">Interest Rates are Great!</span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.97%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.57%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.58%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.57%</div><div class="col1-even">5/1 Jumbo Arm 6.03%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even">Did you know there is a new loan program that will allow you to buy a home with only 5% down, you pay no closing costs, no PMI, and this loan has very competitve rates? Good credit required, call for details.</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy weekend! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div></span></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=211603" width="1" height="1">Market ConditionsFinancesBuyer Informationhome ratesinterest rateshome loan ratesfinancingrefinancerefirefinance adjustable rateInterest Rate Snapshot November 5, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/11/05/interest-rate-snapshot-november-5-2007.aspxMon, 05 Nov 2007 13:06:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:209169Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/209169.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=209169<div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted November 5, 2007</span></h4><h4 class="BlogPostHeader"><span class="oabox-title"><img height="190" src="http://rds.yahoo.com/_ylt=A0Je5xcX3SFHRrEAFRqjzbkF/SIG=12ounqf9j/EXP=1193488023/**http%3A//www.childcares.com/indyrealty/images/interestratechartpic.jpg" width="172" /></span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">Interest Rates are Falling!</span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.89%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.51%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.60%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.55%</div><div class="col1-even">5/1 Jumbo Arm 6.02%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy week! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=209169" width="1" height="1">IndustryFinancesBuyer Informationinterest rateshome loan ratesbuy a homefinancingfirst time home buyerrefinancerefirefinance adjustable rateeasy qualifyingInterest Rate Snapshot November 2, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/11/02/interest-rate-snapshot-november-2-2007.aspxFri, 02 Nov 2007 13:16:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:208332Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/208332.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=208332<div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted November 2,&nbsp;2007</span></h4><h4 class="BlogPostHeader"><span class="oabox-title"><img height="190" src="http://rds.yahoo.com/_ylt=A0Je5xcX3SFHRrEAFRqjzbkF/SIG=12ounqf9j/EXP=1193488023/**http%3A//www.childcares.com/indyrealty/images/interestratechartpic.jpg" width="172" /></span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.91%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.54%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.63%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.55%</div><div class="col1-even">5/1 Jumbo Arm 6.05%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy weekend! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=208332" width="1" height="1">IndustryFinancesBuyer Informationhome ratesinterest rateshome loan ratesfinancingfirst time home buyerrefinancerefirefinance adjustable rateInterest Rate Snapshot October 29, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/10/29/interest-rate-snapshot-october-29-2007.aspxMon, 29 Oct 2007 12:01:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:206289Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/206289.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=206289<div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted October 29, 2007</span></h4><h4 class="BlogPostHeader"><span class="oabox-title"><img height="190" src="http://rds.yahoo.com/_ylt=A0Je5xcX3SFHRrEAFRqjzbkF/SIG=12ounqf9j/EXP=1193488023/**http%3A//www.childcares.com/indyrealty/images/interestratechartpic.jpg" width="172" /></span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">Interest Rates are Falling!</span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.89%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.49%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.59%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.53%</div><div class="col1-even">5/1 Jumbo Arm 6.02%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy week! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=206289" width="1" height="1">Real EstateMarket ConditionsFinancesBuyer Informationhome ratesinterest rateshome loan ratesfinancingfirst time home buyerrefinancefixed paymentrefirefinance adjustable rateeasy qualifyingInterest Rate Snapshot October 26, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/10/26/interest-rate-snapshot-october-26-2007.aspxFri, 26 Oct 2007 12:20:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:205335Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/205335.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=205335<div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted October 26, 2007</span></h4><h4 class="BlogPostHeader"><span class="oabox-title"><img height="190" src="http://rds.yahoo.com/_ylt=A0Je5xcX3SFHRrEAFRqjzbkF/SIG=12ounqf9j/EXP=1193488023/**http%3A//www.childcares.com/indyrealty/images/interestratechartpic.jpg" width="172" /></span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">Interest Rates are Falling!</span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.87%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.48%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.58%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.53%</div><div class="col1-even">5/1 Jumbo Arm 6.01%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy weekend! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=205335" width="1" height="1">Real EstateMarket ConditionsFinanceshome ratesinterest rateshome loan ratesfinancingfirst time home buyerrefinancefixed paymentrefirefinance adjustable rateInterest Rate Snapshot October 22, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/10/22/interest-rate-snapshot-october-22-2007.aspxMon, 22 Oct 2007 13:24:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:202784Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/202784.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=202784<div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted October 22, 2007</span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.96%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.57%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.67%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.63%</div><div class="col1-even">5/1 Jumbo Arm 6.21%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy week! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)<br />Keller Williams Realty</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div></div></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=202784" width="1" height="1">Real EstateMarket ConditionsIndustryFinancesBuyer InformationSeller Informationhome ratesinterest ratesbuy a homefinancingfirst time home buyerrefinancerefirefinance adjustable rateeasy qualifyingInterest Rate Snapshot, September 28 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/09/28/interest-rate-snapshot-september-28-2007.aspxFri, 28 Sep 2007 12:18:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:194432Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/194432.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=194432<div class="col1-hed"><span class="oabox-title">Posted September 28, 2007</span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 6.11%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.73%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.89%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;6.94%</div><div class="col1-even">5/1 Jumbo Arm 6.41%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy weekend! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=194432" width="1" height="1">Real EstateMarket ConditionsIndustryhome ratesinterest rateshome loan ratesbuy a homefinancingrefinancefixed paymentrefirefinance adjustable ratelow down paymenteasy qualifyingInterest Rate Snapshot September 24, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/09/24/interest-rate-snapshot-september-24-2007.aspxMon, 24 Sep 2007 12:12:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:192623Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/192623.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=192623<div class="col1-hed"><span class="oabox-title">Posted September 24, 2007</span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 6.08%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.73%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6.05%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp;7.00%</div><div class="col1-even">5/1 Jumbo Arm 6.50%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy week! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div><div class="col1-even"><a href="http://images.google.com/imgres?imgurl=http://static.howstuffworks.com/gif/house-selling-1.jpg&amp;imgrefurl=http://money.howstuffworks.com/house-selling.htm&amp;h=327&amp;w=400&amp;sz=24&amp;hl=en&amp;start=3&amp;tbnid=3fiW8K30_yga1M:&amp;tbnh=101&amp;tbnw=124&amp;prev=/images%3Fq%3Dhouse%26gbv%3D2%26svnum%3D10%26hl%3Den"><img height="101" src="http://tbn0.google.com/images?q=tbn:3fiW8K30_yga1M:http://static.howstuffworks.com/gif/house-selling-1.jpg" style="border:1px solid;" width="124" /></a></div><div class="col1-even"></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=192623" width="1" height="1">Market ConditionsFinanceshome ratesinterest rateshome loan ratessell a homebuy a homefinancingrefinancefixed paymentrefirefinance adjustable rateeasy qualifyingInterest Rate Snapshot September 21, 2007http://lianethomas.point2agent.com/blogs/market_update/archive/2007/09/21/interest-rate-snapshot-september-21-2007.aspxFri, 21 Sep 2007 11:27:00 GMTc30ce404-dda7-441e-aa19-d9fe0f6c1688:191704Liane Thomas0http://lianethomas.point2agent.com/blogs/market_update/comments/191704.aspxhttp://lianethomas.point2agent.com/blogs/market_update/commentrss.aspx?PostID=191704<div class="BlogPostContent"><h4 class="BlogPostHeader"><span class="oabox-title">Posted September 21, 2007</span></h4><div class="BlogPostContent"><div class="BlogPostContent"><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title"></span></div><div class="col1-hed"><span class="oabox-title">30 Year Fixed&nbsp; 5.95%</span></div><div class="col1-hed"><span class="oabox-title">15 Year Fixed&nbsp; 5.61%</span></div><div class="col1-hed"><span class="oabox-title">5/1 Arm&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6.02%</span></div><div class="col1-even">30 Year Fixed Jumbo&nbsp;&nbsp; 6.97%</div><div class="col1-even">5/1 Jumbo Arm 6.53%</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank You to Bankrate.com for providing the rates!</div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Thank you for visiting, and have a safe and happy week! <img alt="Cool" height="19" src="http://lianethomas.point2agent.com/emoticons/emotion-11.gif" width="19" /></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even"></div><div class="col1-even">Liane Thomas, REALTOR(R)</div><div class="col1-even">Serving Southern California Counties of Riverside and San Bernardino</div><div class="col1-even">(951) 454-3805</div><div class="col1-even"><a href="http://www.lianethomas.com/"><font color="#000000">www.LianeThomas.com</font></a></div><div class="col1-even"><a href="http://www.allcoronahomes.com/">www.AllCoronaHomes.com</a></div><div class="col1-even"><a href="http://www.freeriversidehomesearch.com/">www.FreeRiversideHomeSearch.com</a></div><div class="col1-even"><a href="mailto:Liane@LianeThomas.com"><font color="#000000">Liane@LianeThomas.com</font></a></div><div class="col1-even"><a href="http://images.search.yahoo.com/search/images/view?back=http%3A%2F%2Fimages.search.yahoo.com%2Fsearch%2Fimages%3Fp%3Dhouse%26fr%3Dyfp-t-501%26toggle%3D1%26cop%3Dmss%26ei%3DUTF-8&amp;w=2862&amp;h=1704&amp;imgurl=osx.lps.org%2Fmanila%2Fdmaw%2Fhouse.jpg&amp;rurl=http%3A%2F%2Fwww.sitebelt.com%2Fsearch%2FHouse.html&amp;size=575.4kB&amp;name=house.jpg&amp;p=house&amp;type=jpeg&amp;no=1&amp;tt=27,886,248&amp;oid=98a4c833ffc37512&amp;ei=UTF-8"><img alt="Go to fullsize image" height="101" src="http://sp1.mm-a4.yimg.com/image/2954077898" title="http://www.sitebelt.com/search/House.html" width="170" /></a><a href="http://images.search.yahoo.com/search/images/view?back=http%3A%2F%2Fimages.search.yahoo.com%2Fsearch%2Fimages%3Fp%3Dhouse%26fr%3Dyfp-t-501%26toggle%3D1%26cop%3Dmss%26ei%3DUTF-8&amp;w=2862&amp;h=1704&amp;imgurl=osx.lps.org%2Fmanila%2Fdmaw%2Fhouse.jpg&amp;rurl=http%3A%2F%2Fwww.sitebelt.com%2Fsearch%2FHouse.html&amp;size=575.4kB&amp;name=house.jpg&amp;p=house&amp;type=jpeg&amp;no=1&amp;tt=27,886,248&amp;oid=98a4c833ffc37512&amp;ei=UTF-8"></a></div></div></div></div><img src="http://lianethomas.point2agent.com/aggbug.aspx?PostID=191704" width="1" height="1">Market ConditionsFinanceshome ratesinterest rateshome loan ratesbuy a homefinancingfirst time home buyerrefinancefixed paymentrefirefinance adjustable rateforeclosureeasy qualifying